Business Columns
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Get to Know the Basics of Retirement Accounts
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Each retirement type differs in options, withdrawals and costs so it is important to know these when deciding on rollovers or transfers to an IRA or other plan.
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What Inflation?
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Why is inflation important to you? Inflation lowers the buying power of your money. You may live comfortably on $75,000 now but even in 10 years (18 years is the average time in retirement) with the current low interest rates, you would need $89,475 to purchase the same things (based on inflation fr
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Finally, Some Good News
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Finally, some good news in 2020. The Steelers are still undefeated as of this writing, two pharmaceuticals are reporting successful COVID-19 vaccine results and the election is over (well, everything but the lawsuits). The stock markets are reacting favorably, although I do not think the Steelers’
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When It Comes to the Markets, Ignore Temporary Drama and Focus on the Long-Term
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With all the uncertainty, what are people most concerned about with their portfolios? Two words: the election. How important is it to our economy and the markets?
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The Path for Women
in Business Columns, Business News, Columns, Community & Entertainment, Local News, Other, State College, StateCollege.com—
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With the passing of Ruth Bader Ginsburg, I was reminded how far women have come with rights and finances. It seemed like a good time to review and refresh how far we have come and what still needs to be done.
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Back to Basics
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During a steep downturn — think March 2020 or the 2008 Great Recession — investors tend to let fear rule their decisions. When stocks rise rapidly, investors tend to get greedy going after winners after they may already be overpriced. The best thing is to stick with the basics.
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Where Are We Now?
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By Judy Loy, Registered Investment Advisor, ChFC® and CEO of Nestlerode & Loy, Inc. Thursday brought the latest U.S. GDP number. GDP stands for gross domestic product and […]
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Change, and What’s Next, in a COVID-19 World
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In the last four months, things have changed drastically around the world. The COVID-19 pandemic took the United States from full unemployment to a 14.7% unemployment rate in 30 days. The markets dropped precipitously in March, hitting a low on March 23. However, the second quarter saw stocks post t
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Black Lives Matter: Addressing Financial Inequities Should Be Part of the Changes We Make
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I start this article with trepidation. I have always been a proponent of equality but stuck with what I knew: feminism. George Floyd’s death on May 25 has focused our country on an insidious problem that persists in our culture, racism. My expertise is in finance so I will concentrate on that in t
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Where Are We Now?
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The economy and individuals continue to struggle this year due to pandemic lockdowns preventing a normal business environment. The latest figures are staggering.